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What is Health Insurance?
Health insurance is of two types. Hospitalization policies cover actual expenses on bills and are annually renewable. Critical illness or major surgery policies pay a fixed benefit and the cover is not renewable thereafter.
Hospitalization insurance covers hospitalization and related expenses for an individual or a family. They include hospitalization costs, medicine and consultation charges specified pre- and post-hospitalisation expenses and expenses for listed day-care procedures.
Features and Benefits of Hospitalization Policy
Types of Hospitalization Insurance Policies in India
How to choose the best health insurance policy?
Now that you’ve decided to purchase health insurance, you should know how to select an suitable policy that meets your expectations. Here are a few checkpoints to buy the best insurance plan.
Why buy Health Insurance at IVA Insurance?
To avail the best Health insurance online, you must go through the plans of different companies. At IVA Insurance, you can browse health insurance plans from various insurance providers in one platform.
Unlike the one-size-fits-all approach, we ensure you are getting the best deal that fits your budget with our unbiased algorithms. Our system will guide you in the buying process from start to end.
FAQ on Health Insurance
The tectonic shift in our lifestyles has made us vulnerable to many health disorders. As the expense for medical care in our country is very high, it is essential every individual holds a health insurance policy.
Pre-existing diseases are usually covered after a specified waiting period. Some conditions, even if not pre-existing, are covered only after specified waiting periods.
Several factors come into play in deciding the total cost of a health insurance policy. If you are young and healthy, you probably will have to pay less compared to older people or those who have health conditions. Premium also depends on the sum assured.